Home
About us
Financial Planning
- Wealth Management
- Risk Management
Group Benefits
Resources
- Forms and Carrier Websites
- Helpful Links
Careers
Contact
Blog

holistic planning

SPM Financial | Mar 17, 2026

When optimism fades: Why a plan can make all the difference in retirement

Retirement

The rising cost of living, shifting expectations about retirement, and worry about whether or not savings will last are all contributing to decreased optimism

Subscribe to holistic planning

Office

530 Oxford Street West, Suite 19
London ON N6H 1T6

Contact Info

519-432-6199
info@spmfinancial.ca

Quadrus, Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.

The use of email is not a secure medium and personal information should be transmitted by more secure means.

Insurance products, including segregated fund policies, are offered through SPM Financial, and Mike Sheffar, Tim Potter, Keith Muchan, Matt Churchill, Tim Faught, Chad Dawson, Lewis Kent, Steve McVittie, Steve Stewart, Shayne McVittie, Andrew Muchan, Brian Sabourin, Jack Sheffar, Dylan Samways, John Caraher, and Stephanie Whitty offer mutual funds, referral arrangements, and GICs through Quadrus Investment Services Ltd. as applicable.

Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate.

The information on this website is intended for residents of ON only.

Please note that trade instructions or policy changes requested via e-mail or phone cannot be acted upon until you have communicated with an advisor, the requested actions have been clarified and confirmed, and the appropriate paperwork has been completed.